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Keys Loans

Personal Loans

Keys Federal Credit Union’s personal loans cover a wide variety of needs; debt consolidation, boat engines, vacations, weddings, home improvements and more. Our local lending team will work quickly to create an affordable financial solution just for you!


Signature Loans
Apply Now or call us at 1-305-293-6000

Borrow money on the strength of your credit and your relationship with Keys Federal Credit Union.
  • Terms up to 60 months
  • Borrow up to $50,000
  • No collateral required
  • No pre-payment penalties


Redi-Cash Line of Credit
Apply Now or call us at 1-305-293-6000

A Redi-Cash Line of Credit is a fixed rate, revolving line of credit that gives you instant access to your funds when you need it. It is great for unexpected purchases or emergencies, and can also act as overdraft protection on your checking account.1
  • Lines from $500-$50,000
  • No collateral required
  • Unlimited check writing without fees or minimums
  • Use it again and again without re-applying

Share Secured Loan
Apply Now or call us at 1-305-293-6000

A Share Secured Loan is a loan borrowed from funds you have on deposit at the Credit Union. It is great for someone who is trying to build or repair their credit, or for someone who would prefer to maintain their account balance. Borrow at a low rate while you continue to earn dividends on your funds!
  • Terms up to 60 months
  • Low, fixed rate
  • No prepayment penalties
  • Earn dividends on secured funds


Route 66 Vehicle Extended Warranty Plans
Protect yourself from the high costs of mechanical breakdown with affordable vehicle extended warranty coverage.




Call us at 305-294-6622, or visit any of our branches for more information.

Unsure of what you can afford? Use our Loan Calculatorloan calculatorto find out.

1Minimum payment is the greater of 3% of the total amount advanced or $25, adjusted only when new advances are made. Advances made in multiples of $100.
*Subject to credit approval.


Keys FCU is an Equal Housing Lender