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Switch to Keys FCU!

Use our Switch Kit to consolidate
your accounts and simplify your finances.

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Keys Loans


It's not just for houses anymore!


Why should you refinance your high-rate loans, bills and credit cards?

  • Save money. Lower your interest rate and pay off your loan for less money. Lower interest rates mean lower payments and more spending money for you.
  • Lower monthly payments. Extend the length of your loan and lower the amount you pay each month.  Lower monthly payments give you more money for the things you want.
  • Reduce stress & simplify. Consolidate your debts into a fixed payment or lower interest rate loan. Simplify your life with fewer bills to pay.  Relax and enjoy your new-found free time!
  • Get out of debt faster. Apply the money you save through refinancing to your new loan and pay off your debt faster. Consolidating your debt can help you get closer to financial freedom!
  • Choose the best financing. Secure your new loan with collateral like a car or boat and get cash back for other purchases or to pay off high-rate debt.
  • Improve your credit. Pay off your retail credit card balances with a fixed low-rate loan and improve your credit. Good credit will get you better interest rates and terms on future financing.

  • Apply now or call 305-293-6000 for more information.


Frequently Asked Questions about Refinancing:



Keys FCU is an Equal Housing Lender