Put your Tax Refund to good use with a 12-month Certificate you will earn 4.15% APY*

Open a Share Certificate today!

Competitive rates, personalized service, and hassle-free approval await. Save with low rates on all new, used, and refinanced vehicles!

Drive off in style with your trusted credit union by your side

Visit any branch in Key West, Stock Island, Big Pine, Marathon or Tavernier, or apply online today!

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A Keys FCU Money Market account has many of the same awesome services that our Keys Totally FREE CASH BACK Checking Account has but a limited number of monthly withdrawals and the ability to earn dividends and Super Saver Rewards.

Earn a BONUS RATE up to 1.00% APY on your Money Market rate.

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Make your dreams come true with a Boat or Engine-only Loan!
Our local marine lending specialists are boaters just like you.

110% financing available
Competitive rates as low as 7.00% APR
Terms up to 240 months
No pre-payment penalties.

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Discover the flexibility of Keys FCU's Personal Loans, whether for debt consolidation or any other financial need. Borrow up to $50,000 with no collateral required and enjoy terms up to 72 months, all with the convenience of no pre-payment penalties, while we proudly serve as an ITIN-approved lender!

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If you want to build credit—whether you're starting with none or hoping to raise a decent score—you're in the right place.

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