Keys EzSaver

 

Keys EzSaver is a quick, easy and FREE way to build your nest egg or emergency fund! Automatically save your “change” every time you use your Keys Debit Mastercard. Keys EzSaver rounds up the “change” from your Keys Debit Mastercard transactions to the next dollar, and then transfers the total amount rounded up from your checking account to your designated Keys FCU account in a lump sum at the end of each day.

How Does it Work?

Each night Keys EzSaver totals all the rounded up “change” from your Keys Debit Mastercard transactions that day and transfers that total into your designated account in one lump sum.

For example, If you make one transaction of $4.35 in a day, Keys EzSaver will round up that transaction and transfer $0.65 to your designated account. If you make multiple transactions in a day, Keys EzSaver will round up each transaction and transfer the total to your designated account. For example, if you make transactions for $5.75, $6.50, and $2.25, the total amount transferred for that day will be $1.50 ($0.25 + $0.50 + $0.75).

 What do I Need to Do?

  1. Enroll in Keys EzSaver at any branch or call 305-294-6622.

  2. Designate the Keys FCU account you would like your “change” to go to. You can designate your savings (S1), your Money Market (S13) or even your child’s account (S3), for your savings.

  3. Use your Keys Debit Mastercard to make purchases and pay bills.

  4. Watch your savings grow!

Frequently Asked Questions

  • Is there a charge for Keys EzSaver?

    Keys EzSaver is a FREE way for you to save quickly and easily. There is no charge to use the service.

  • Can I unenroll at any time?

    Yes, you can unenroll at any time. Just visit any branch or call 305-294-6622.

  • When does it take effect?

    Your enrollment is effective immediately and will apply to all transactions on that day.

  • Can I enroll and unenroll myself?

    To enroll or unenroll you need to visit any branch or call 305-294-6622. The option to do this through our website or online banking is not currently available.

  • What happens if I don't have enough money in my account to cover my transfer?

    If there is not enough money in your account for the entire transfer, there will not be an EzSaver transfer at the end of that day. We encourage you to monitor your accounts through our free Online Banking or Mobile Banking App.

  • Can I designate my Keys EzSaver transfer to another person's account?

    No. You can only designate an account that you are listed on as a primary or joint.

  • Does my Keys EzSaver transfer affect the balance in my checking account?

    Yes, Keys EzSaver transfers are debits to your account and reduce the balance available for spending. Please monitor your account balances for free through Online Banking or our Mobile Banking App.