Personal Loans, Debt Consolidation Loans, & Credit Builder Loans

“Great experience with several personal loans! I always receive fast awesome service!” Martha R.

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“Great experience with several personal loans! I always receive fast awesome service!” Martha R. 〰️

 

Personal Loans for Everything

A Florida Personal Loan from Keys Federal Credit Union will work for everything; debt consolidation, boat engines, vacations, weddings, home improvements, and more. Our local lending team will work quickly to create an affordable financial solution for whatever you need!

Florida Personal Loan Details

  • Borrow up to $50,000

  • No collateral required

  • Terms up to 72 months

  • No pre-payment penalties

Keys FCU is an ITIN-approved lender! Learn more about ITIN Loans

A Debt Consolidation Loan May Help You

Consolidating debt with a Personal Loan from Keys FCU can be a financially strategic decision for various reasons. Credit unions, as not-for-profit institutions owned by their members, often provide loans with lower interest rates compared to traditional banks or online lenders. This can result in significant savings on interest payments, especially when consolidating high-interest debt like credit card balances.

A Personal Loan for debt consolidation can also allow you to combine multiple debts into a single monthly payment to simplify financial management. Successfully managing and repaying a consolidated loan can contribute to credit score improvement, adding another potential benefit to this approach.

Florida Debt Consolidation Loan Details

  • Lower your interest rate for lower payments.

  • Save money by paying off your loan sooner or for less interest.

  • Lower your payments by extending the length of your loan.

  • Save time with fewer bills to pay.

  • Apply the money you save to other things or to pay off debt sooner.

  • Improve your credit score.

Florida Credit Builder Loans

A Share Secured Loan is a loan borrowed from funds you have on deposit at the credit union. It is great for someone who is trying to build or repair their credit, or for someone who would prefer to maintain their account balance. Borrow at a low rate while you continue to earn dividends on your funds!

  • Earn dividends on secured funds

  • Low, fixed rate

  • Terms up to 60 months

  • No pre-payment penalties