Keys Payday Alternative Loan

 

Everyone has an occasional financial emergency. If you need money for a short period of time, a Keys Payday Alternative Loan* (PAL) may be right for you!

Credit union loan alternatives

Keys PALs are an affordable alternative to traditional high-rate payday lenders because we don’t charge excessive rates or fees. To apply call 305-294-6622 or visit any branch.

What to expect from a Keys PAL:

  • Borrow from $300.00 to $1,000.00

  • Up front application fee of $10.00 for loans up to $499.00 and $20.00 for loans over $500.00

  • Terms up to 6 months

  • Limit of 3 PALs per 12-month period

  • No pre-payment penalties

  • No collateral required

  • Must be a Keys FCU member for at least 30 days

*Keys PALs are subject to credit approval and may change without notice. Restrictions may apply. Payment begins 30 days from contract date. Payday Alternative Loan balance must be paid in full before another loan can be taken. No roll-overs available. See your loan agreement for full terms and disclosures.