An easy and convenient way for homeowners to borrow money!
Keys FCU offers low-rate, flexible HELOCs with no origination fees, prepayment penalties, or Florida intangible taxes, featuring affordable payments and fast, local decisions for homeowners.
Earn 3.5% APY* on a 6-month or 12-month Certificate of Deposit with Keys FCU, giving you the freedom to choose your term at the same great rate with a $500 minimum deposit.
Apply for a new, preowned, or refinanced auto, boat, golf cart, or RV loan between June 1 and August 30, 2026, to be entered for a chance to win FREE LOAN PAYMENTS for an entire year up to $8,500.
Credit Card Contact Information
Member Service: (866) 820-7227
Report lost/stolen credit card: (866) 820-7227
Call Collect: (727) 299-2449
Dispute a credit card charge: (888) 918-7322
Debit Mastercard Contact Information
Member Service: (305) 294-6622
Report lost/stolen debit card: (866) 820-8771
Merchant Dispute: (800) 654-7728
Member Service: (305) 294-6622
info@keysfcu.org
Routing # 267079557
NMLS # 595888
Accessibility Statement
Disclosures
*APR = ANNUAL PERCENTAGE RATE. RATE BASED ON CREDITWORTHINESS AND TERM OF LOAN
**APY = ANNUAL PERCENTAGE YIELD. RATES ARE SUBJECT TO CHANGE AT ANY TIME AND ARE NOT GUARANTEED
WE PROVIDE LINKS TO THIRD PARTY PARTNERS, INDEPENDENT FROM KEYS FEDERAL CREDIT UNION. THESE LINKS ARE PROVIDED ONLY AS A CONVENIENCE. WE DO NOT MANAGE THE CONTENT OF THOSE SITES. THE PRIVACY AND SECURITY POLICIES OF EXTERNAL WEBSITES WILL DIFFER FROM THOSE OF KEYS FEDERAL CREDIT UNION.
