Loan Rates
Why Finance with Keys FCU?
In addition to consistently having the best rates in the Keys for Personal, Auto, Boat, Motorcycle and RV Loans, Keys FCU also has:
Low payments
Low or no down payment requirement
Financing up to 125% of value
Payment plans up to 240 months
No pre-payment penalties
Fast, personalized service
Local decisions, by local people
| Loan | Rates As Low As* |
|---|---|
| New Vehicles (2022 or newer) | 3.49% APR* |
| Used Vehicles (2022 or newer) | 3.49% APR* |
| Used Vehicles (2017 - 2021) | 6.00% APR* |
| Boats, Motorcycles, Jet Skis, Golf Carts and Recreational Vehicles | 6.25% APR* |
| Personal/Signature Loans | 10.15% APR* |
| Credit Builder Loans | 3.75% APR* above share rate |
*APR = Annual Percentage Rate. Rate based on creditworthiness and term of loan. Updated 11/21/2024.
Shopping out of Town?
Keys FCU works with most local and out of town dealers. Take a letter of preapproval with you or ask for us at the dealership.
Already Purchased?
Refinancing your high rate loan from another lender may lower your payments and save you money. For more information on refinancing your loans or credit cards call 305-294-6622 or click below.
