TruStage Insurance
Keys FCU is here for you and to provide our members with the best protection, we have partnered with TruStage!
TruStage offers a selection of insurance products so that our members can protect what they care about! TruStage has a reputation for providing outstanding member service and satisfaction along with being a credit union exclusive company. You can access digital brochures and learn how TruStage protects its members below.
Guaranteed Asset Protection (GAP)
Fair market insurance value isn’t always fair. There may be a gap.
Don’t let a total loss become a financial loss, learn more about Guaranteed Asset Protection.
If your vehicle is deemed a total loss due to an accident or theft, there can be a significant gap between what you owe on your loan and what your auto insurance will cover. Guaranteed Asset Protection may help make up the difference.
Essential financial protection on your vehicle loan that helps you drive with confidence. Talk to Keys FCU today about how we can help protect you from sudden out-of-pocket expenses with Guaranteed Asset Protection.
Disclosure: Your purchase of MEMBERS CHOICE Guaranteed Asset Protection (GAP) is optional and will not affect your loan application for credit or the terms of any credit agreement you have with us. Certain eligibility requirements, conditions, and exclusions may apply. You will receive the contract before you are required to pay for GAP. You should carefully read the contract for a full explanation of the terms. If you choose GAP, adding the GAP fee to your loan amount will increase the cost of GAP. You may cancel GAP at any time. If you cancel GAP within 90 days you will receive a full refund of any fee paid. GAP purchase from state chartered credit unions in FL, GA, IA , UT, VT and WI, may be with or without a refund provision. Prices of the refundable and non-refundable products are likely to differ. If you choose a refundable product, you may cancel at any time during the loan and receive a refund of the unearned fee.GAP purchase from stated chartered credit unions in CO, MO, or SCC may be canceled at any time during the loan and receive a refund of the unearned fee. GAP purchase from state chartered credit unions in IN may be without a refund provision. If the credit union offers a refund provision, you may cancel at any time during the loan and receive a refund of the unearned fee. Unique ID & Copyright GAP-3415621.2-0522-0624 CUNA Mutual Group ©2022, All Rights Reserved.
Mechanical Repair Coverage (MRC)
Essential protection against unexpected repair costs.
Drive with confidence, knowing you have Mechanical Repair Coverage.
The older your vehicle gets, the more expensive it can be to fix it – and the more often you need to. Mechanical Repair Coverage may help keep those costs in check, saving your budget from future unexpected repair costs.
Help protect yourself from unexpected costly repairs. Talk to Keys FCU to find out what Mechanical Repair Coverage plan is right for you.
Disclosure: Mechanical Repair Coverage is provided and administered by Consumer Program Administrators, Inc. in all states except CA, where coverage is offered as insurance by Virginia Surety Company, Inc., in NH, where coverage is provided and administered by Consumer Program Administrators, Inc. dba Consumer Warranty Program Administrators, in TX, where coverage is provided and administered by Consumer Program Administrators, Inc. dba The Administrators of Consumer Programs (TX License #175), in FL and OK, where coverage is provided and administered by Automotive Warranty Services of Florida, Inc. (Florida License #60023 and Oklahoma License #44198051), and in WA, where coverage is provided by National Product Care Company and administered by Consumer Program Administrators, Inc., all located at 175 West Jackson Blvd., Chicago, Illinois 60604, 1- 800-752-6265. This coverage is made available to you by CUNA Mutual Insurance Agency, Inc. The purchase of Mechanical Repair Coverage is optional. This document provides general information about Mechanical Repair Coverage and should not be solely relied upon when purchasing coverage. Be sure to read the Vehicle Service Contract or the Insurance Policy, which will explain the exact terms, conditions, and exclusions. Coverage varies by state. Replacement parts may be new, used, non-OEM or remanufactured of like kind and quality. Unique ID & Copyright MRC-3415612.3-0523-0625 ©TruStage
Auto and Home Insurance
TruStage™ Auto & Home Insurance Program
Made available to credit union members like you, the TruStage™ Auto & Home Insurance Program provides top-quality protection designed to fit your budget. You could enjoy discounted rates combined with online convenience and 24/7 claims service.
Get your free quote online today or call 1-855-589-2146.
Auto and Home Insurance Products are issued by leading insurance companies. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by any financial institution. Product and features may vary and not be available in all states. ©TruStage
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Life Insurance
TruStage™ Life Insurance
We make TruStage™ Life Insurance policies available to help credit union members like you protect the people who matter most in your life. Underwritten by CMFG Life Insurance Company, these plans are designed to fit your budget — because any amount of coverage can make a difference.
Call 1-844-337-5830 for more information or get a quote today.
TruStage™ Life Insurance is issued by CMFG Life Insurance Company, MEMBERS Life Insurance Company, and other leading insurance companies. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by any financial institution. Product and features may vary and not be available in all states. All guarantees are based on the claims-paying ability of the insurer. Corporate Headquarters 5910 Mineral Point Road, Madison, WI 53705. © TruStage
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Credit Disability and Credit Life
Protect the things that matter most.
Life can take some unexpected turns. That’s why there’s Credit Insurance.
Your loved ones come first, but if something were to happen to you, paying your debts could make a hard situation even tougher. Credit Disability and Credit Life Insurance may make your loan payments in the event of disability or death. It’s protection that can help a tough situation from getting worse.
Enjoy the security that comes with being protected. Ask Keys FCU about Credit Disability and Credit Life today.
Member Claims Portal
Credit Life, Terminal illness, Accidental Dismemberment, or Disability Claim? We are here to help!
In your time of need, our claims process is quick and easy. If you elected credit life or disability on your loan, you can use this convenient claims process to quickly and easily file your insurance claim.
If you prefer, call 800.621.6323 to begin the process and a TruStage™ claims specialist will guide you through the process.
Accidental Death & Dismemberment (AD&D)
Claim your no-cost Accidental Death & Dismemberment Insurance. Add more coverage starting at around $1 a month.*
Your $2,000 of no-cost TruStage™ Accidental Death and Dismemberment coverage, courtesy of Keys Federal Credit Union, is now available for you to claim.
As a member of Keys Federal Credit Union, you have received $2,000 in AD&D coverage from TruStage at no cost to you. AD&D coverage can pay a cash benefit to you and your loved ones in the case of a covered accident. It can also pay benefits if you are hospitalized or suffer from lost ability (such as loss of eyesight or hearing) due to an accident. It’s money your family can use to help cover any expenses you have while you focus on recovery.
Again, it costs you absolutely nothing—only a few minutes of your time—to get $2,000 of coverage. If you choose, additional insurance is available for you or eligible family members at rates designed to be budget friendly. Your acceptance is guaranteed—with no health questions or medical exam.
Don't miss out on this valuable, no-cost benefit part of your credit union membership. Enrolling is quick and simple. Go to www.trustage.com/add-insurance or call toll-free 305-294-6622.
TruStage™ Accidental Death and Dismemberment Insurance is issued by CMFG Life Insurance Company. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by any financial institution. Product and features may vary and not be available in all states. Corporate Headquarters 5910 Mineral Point Road, Madison, WI 53705. Base Policy Form Numbers: ADD-2018-POL, ADD-2018-POL(OR), 2018-ADD-POLRDR-CI, 2018-ADD-POLRDR-CNR, E10-ADD-2012, E10a-ADD-2012-LSCU, E10a-014-2012, E10a-014-2012(OR), E10a-015-2012, F10a-015-2012-1(WA).
© TruStage
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