Keys West Home Loans

Searching for a Key West Home Loan tailored to your needs? Look no further than your local credit union in Key West, Florida! At Keys FCU, we offer personalized Home Loans at competitive rates, ensuring affordability for you.

Why Choose Keys FCU for Your Key West Home Loan?

We understand that buying a home is a significant financial decision. That's why we provide a seamless Home Loan experience, whether you're a first-time homebuyer or refinancing your current mortgage.

  • Personalized Approach: Our experienced loan officers listen to your unique circumstances and financial goals, tailoring our Home Loan options to suit your specific needs.

  • Transparency and Communication: We believe in open communication, ensuring you understand the terms and conditions of your Home Loan from start to finish.

Explore Our Home Loans

  • Low Down Payment Options: Achieve homeownership with ease through our low down payment mortgage options.

  • Competitive Rates: Benefit from competitive rates on our 15 and 30-year fixed-rate mortgages.

  • No Prepayment Penalties: Enjoy flexibility with no prepayment penalties on select mortgages.

  • No Florida Intangible Taxes: Experience savings with no Florida intangible taxes on select mortgages.

Unlock Your Home's Equity with a Key West HELOC

Looking to tap into your home's equity for various purposes? Our Home Equity Line of Credit (HELOC) offers flexibility and affordability.

Benefits of a HELOC in Key West

  • No Origination Fees: Get started with no origination fees on your HELOC.

  • Affordable Payments: Enjoy manageable payments tailored to your budget.

  • Borrowing Flexibility: Borrow, repay, and borrow again without reapplying during the draw period.

  • Low Variable Rates: Benefit from low variable rates tied to a benchmark rate like the prime rate.

  • Potential Tax Advantages: Consult with your tax advisor about the potential tax advantages of a HELOC.

 
 
Apply for a HELOC at Keys Federal Credit Union today!

Make Your Key West Homeownership Dream a Reality

At Keys FCU, we're committed to helping you achieve your homeownership goals. Whether you're purchasing your first home or refinancing, we provide fast, personalized service to guide you through the mortgage process.

Apply for a Key West Home Loan or HELOC with Keys FCU today and experience the difference of banking with us. Let's make your homeownership dreams a reality together!

Key Plaza Branch and ATM

3022 North Roosevelt Blvd
Key West, FL 33040

Lobby Hours:
Mon - Thur: 9:00 a.m. - 5:00 p.m.
Fri: 9:00 a.m. - 6:00 p.m.
Sat: 9:00 a.m. - 12:00 p.m.

Drive Thru Hours:
Mon - Thur: 8:00 a.m. - 6:00 p.m.
Fri: 8:00 a.m. - 6:00 p.m.
Sat: 9:00 a.m. - 12:00 p.m.

All Branch Locations and Hours